If We're Already Paying For The Uninsured Then Where's The Crisis?

The new plan for covering the cost of health care for the uninsured is to tax our employer paid benefits. Unless, that is, you work for a union. So even though our insurance premium rates are rising at a higher level than our salaries, we should pay more to cover those uninsured people. But the Congressional justification for this is that we're already paying for the uninsured in the high prices of care and, therefore, the high cost of our premiums.

So here's my question; if we're already paying for the uninsured why is this a crisis? Why do we have to pass something immediately if the American people are already paying the health care costs of those uninsured? If those 47 million uninsured, which includes illegal aliens, people who are offered insurance but decline it, and those uninsured for a matter of days through the year, are already getting their costs covered then what's the big deal?

Congress is now trying to tell us it will be a wash. OK. So as soon as they start taxing my employer paid benefits then my premiums will go down, right? Don't think so. It will take years for the premium amounts to change to reflect a lowering in health care costs, if it ever happens at all. Which I doubt. What will actually happen is that the health insurance premiums will continue to rise for years, but we'll just be paying taxes on those higher rates as well. Many of us have already forgone raises or taken pay cuts in order to keep our jobs and the jobs of others within our companies, but now our take home pay will decrease again due to yet another tax.

And what happened to the promise that 95% of the population would not have a tax increase under this administration? This will definitely be a tax increase on people of all levels of pay as long as they are responsible enough to take the coverage offered by their employer. And what will the new tax rate on our coverage be? Too dang high is my guess.

So maybe we just all just opt out of our employer offered coverage so we not only don't get a tax increase, but we get more take home pay and somebody else to pay for our health care. Sounds like a plan to me.